Fearless Finances for Women, Tresa Leftenant

Fearless Finances for Women, Tresa Leftenant

Changing your thinking can change your life. What’s holding you back? Learn to embrace your inner power, your passions and your ability to thrive.

Tresa Leftenant, financial advisor of 25 years and author of Reinventing Her!, shares the key to overcoming low self-esteem and presents her breakthrough solutions to the three biggest obstacles women face in pursuing success. Tresa’s wisdom leads women beyond acquiring wealth to finding what truly inspires the life of happiness we deserve.

Tresa Leftenant, CFP®, Speaker, Facilitator and Author of Reinventing Her, Helping Women Plan, Pursue and Capitalize on Their Next Chapter is an Empowered Financial Planner who is fiercely committed to guiding women to become empowered to pursue their version of a meaningful and financially prosperous life.

Her professional career includes over thirty years of experience in the financial services industry, opening her own boutique financial planning practice in Bellevue, WA in 2003. Tresa is passionate about helping people understand how their internal dynamic with money contributes to their external financial reality. Tresa is also a Certified Trainer of the Success Principles and Certified RIM Facilitator. You can contact Tresa at (425) 468-6162 and at tresa@reinventingher.com

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How the Pomodoro Method Can Increase Productivity

How the Pomodoro Method Can Increase Productivity

If you are like me you are always looking for ways to be more productive. When I started using the Pomodoro technique I immediately saw an increase in my productivity. If you have not heard of the Pomodoro technique it is worth learning about how it can change your business.

What is the Pomodoro Technique?

The Pomodoro Technique is a time management method developed by Francesco Cirillo in the late 1980s. Cirillo named it the Pomodoro Technique after a tomato-shaped timer he used in college to keep himself on track as he studied.

The technique uses a timer to break down work into intervals, traditionally 25 minutes in length, separated by short breaks. The way it works is you choose a task, set your timer and work on that task and ONLY that task for the duration. Afterward, you take a short break of five minutes and start a new interval. You can do longer periods, but the ideal time has been shown to be 25 minutes. After four intervals you take a longer break to recharge.

Why Does It Work?

There are a variety of reasons why this technique is so effective. First, it keeps you focused on one task. Not long-ago multi-tasking was huge. People were praised for their multi-tasking skills. More recently the school of thought is multi-tasking is actually making us less productive. When we switch projects, we lose time and focus and get less done than if we had just focused on one thing at a time. Pomodoro has you choose a task and give it your solid focus for 25 minutes and make as much progress as possible. It is proven that complete focus will allow you to get more done than bouncing from task to task.

Second, Pomodoro helps you learn how much time a task really takes. For example, you might think it takes two hours to write a blog post, what you don’t realize is that the two hours includes checking your email, social media, and getting a cup of coffee. If you focus your time you might learn that a blog post takes only one or two Pomodoro sessions to complete.

Finally, the built-in breaks force you to move around and this helps with feeling frazzled and overwhelmed with long hours of work at your desk.

The beauty of this method is it is SUPER simple and easily tested. All you need is a timer and a task! I recommend that when you use Pomodoro you keep track of what you complete in each session and really see how your productivity increases.

The Best Pomodoro Timer Apps

  • Focus Booster (Web, Windows, macOS, iOS, Android) for freelancers who work with multiple clients
  • PomoDoneApp (Web, Windows, macOS, Linux, iOS, Android) for using Pomodoro with a third-party task management app
  • KanbanFlow (Web) for combining Kanban and Pomodoro
  • Pomotodo (Web, Windows, macOS, Chrome, iOS, Android) for combining GTD® and Pomodoro
  • Marinara Timer (Web) for teams looking to complete pomodoros together
  • Be Focused (macOS, iOS) for simple task and time management on Apple devices
  • Tomatoes (Web) for motivating you to complete pomodoros
  • Engross (Android) for figuring out when you’re the most focused
  • Pomodoro.cc (Web) for people who are new to the Pomodoro Technique
  • Timerdoro (Web) for people who need multiple timers

about

Danielle LaFleur

Danielle is a serial entrepreneur and has been creating and running businesses for over 20 years. She currently operates Easy As Pie Design, a website design firm and Build Your Mastermind, a business consulting agency.

Danielle has been featured in over 30 publications, worked with National Geographic in over 50+ countries, and has created a process for extracting an ROI from an ROE in training and development which is currently being used in over 100+ corporations.

Danielle encourages all of those that work with her to deep dive into their values, maximize those natural talents and skills, and create the life they have always dreamed of. She is a full believer that when you align yourself with you are meant to be, there is an opportunity around every corner.

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Good Businesses Keep Good Book

Good Businesses Keep Good Book

So here’s the deal…not one of us who opens a small business does it to do bookkeeping unless of course, you’re actually opening a bookkeeping business. Most of us don’t want to think about it and well… even go to great lengths to avoid it. But you can’t pretend to be running a real business without being involved with the financial part of your business.

Two reasons why you’ve got to do your books is 1) the IRS requires it, and 2) it will boost your chances of success. Check out the chart below.

See how bookkeeping impacts the success of a business? And it’s so true, I see it in my practice constantly. But the good news is, I also see people making the effort to learn their books and get it right, and I’ve seen their businesses take off!

5 Ways to Keep Good Books:

#1. Keep Your Business and Personal Accounts Separate

When starting a small business, most of us use our own funds from our personal accounts, but as soon as you know you have a viable business, open a business account and get either a credit/debit combination card or a credit card. From that time on, use your business cards and accounts for business and your personal cards for personal purchases.

You want to do that because it’s mental, baby! You’ll treat your business seriously. And so will the IRS. If you don’t keep separate accounts, the IRS may classify your business as a hobby and disallow expenses. And then there’s tax time – keeping accounts separate make doing your taxes easier.

#2. Set Up An Accounting System

You’ll need to enter your income and expenses somewhere. Way back in the olden days, this was done with pencil and ledgers. I actually know an old guy who uses a spiral notebook and pen to track his little restaurant. Every day he carefully records what he purchased for the business, what he sold, and what he paid out in labor. It worked for him because he carefully tracked it. I’d never want to change him, but the rest of us? We need accounting software.

Do your research carefully as to which software you select. If you aren’t familiar with what your company needs to best track your business, find an expert to help guide you set it up and train you. It’s worth the money.

#3 Check Your Accounts Daily

Make this part of your daily rolling-out-of-bed routine. Log into your bank and credit card accounts, and review all purchases and credits. You want to check for fraud and to see where your money is going. You’ll be more careful in your spending if you face it daily.

#4 Have a Bookkeeping Routine & Calendar

This is critical. The successful businesses that I work with all have bookkeeping routines. You need to make a firm date each week to do your books, including recording deposits and posting expenses, sorting receipts and filing papers. Make notes on your calendar filing and tax deadlines. Do the same for license and insurance renewals. Here’s a sample of a bookkeeping routine.

Sample Bookkeeping Routine

#5 File Government Forms & Pay Your Taxes on Time

As a small business owner, you’ll likely deal with government agencies at the federal, state, and local level. You are expected to set up reporting and tax accounts.

Tips for taxes:

• Set money aside every month for taxes so it’s not such a big hit to your checking account.

• Get that payment in on time. Late penalties can be from 2% (IRS) to 9% (WA State DOR), and from there they tack on more fees and interest.

• Don’t trust that your bookkeeper will handle all this for you. It’s your responsibility as an owner to know what taxes you have to pay, when they are due and oversee that it gets done.

• Put filing and payment dates on your calendar so you know when they are coming up.

about

Julie Porter

My own boss was created for women entrepreneurs by women entrepreneurs with decades of business experience. We’ll show you that you don’t need a business degree to be successful, and we’ll guide you through those hardest parts of owning a business, by teaching and empowering you to truly own all the pieces of it. And you know what? When you do that, you’ll be able to focus on what you love and do best.

E-mail me at julie@julie-porter.com if you have any questions. I love hearing from you!

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5 Ways to tell if you have forgiven someone

5 Ways to tell if you have forgiven someone

When I left my ex, my heart hurt so bad I thought I was going to die. It was such a co-dependent relationship and I knew it had to change and he wasn’t willing to make changes so I had to leave to save myself.

It was so hard to see him “go on with life” with dating and looking altogether. Now, this was me making judgments and comparing my insides to his outsides and my insides were crumbling fast. I couldn’t even think that he could be feeling the same way I did.
The thoughts that I had were not pretty. They were of the revengeful type. In fact, I wanted him to suffer and even die. Because I thought it would be easier for me to not hear about him or see him in the community. I just wanted him to go away so my pain could stop.

What I didn’t know was that the pain wouldn’t stop because it wasn’t really about him. Meaning, the pain I was feeling wasn’t all from him. It was from my own life. Yes, he messed up and I did too. Yet the suffering I was feeling was of my own making.
With the Forgiveness work I was able to release the feelings of revenge that I had for him along with the other people in my life and today, we have a good relationship where I can think of him and not be angry or resentful or sad. It’s the gifts that I look at today which is a huge improvement and that’s what I would like for you to feel.

Here are 5 ways to tell if you’ve forgiven someone:
1. When you can think of them without thinking of the hurt they caused you.
Being able to have just normal types of thoughts about the person is what you are aiming for which means you are dropping the grudge you hold against them. Getting to even a neutral place is good.
2. What if they needed your help?
Not that you would run out and do that now. Yet, if you think into this or feel into this thought of them needing your help, would you do it?
Does the thought or feeling come up as yeah, I’d help them or hell no!
This is just a barometer of where you are at with this person.
3. Can you think positive thoughts about this person?
Is there anything good that comes up about them? If there isn’t anything good, then that tells you that maybe there’s more forgiving to do. Your thoughts & feelings are a guide.
4. Do you think of wanting revenge?
There may be consequences that need to come for this person, but does your heart want to hurt them? If so, would you call this forgiveness?
5. When you have stopped looking for them to fail.
If you have truly forgiven someone, then just like you would for anyone else, you would want them to succeed or at least do better in life. Forgiveness means you’ve stopped keeping score of all the person’s wrong doings.
This is not easy! Yet it is powerful when you can get to the place of forgiveness. Especially those that we loved and spent time with and maybe even thought it was forever or at least a long time.

Forgiveness is a choice.

It’s a release of anger and any bitterness or grudge.
It is a conscious choice to remove the right to get even from the person who injured you.
It’s not a release of responsibility or an absence of healthy boundaries on our part.
When we are angry, resentful or blaming someone else for our pain…we give them our power.

Forgiveness is taking your power back.

about

Brenda Reiss

The author of “Forgive Yourself”, Brenda Reiss truly walks her talk. She discovered the power of self-forgiveness when a series of life events put her in a very dark place. Failed marriages, abuse, and severe health issues were just a few of the challenges she faced.

Determined to rewrite her story, Brenda sought answers – and found them in the concept of “radical forgiveness”.

What she learned changed her life forever.

Brenda is highly skilled at helping people find peace in their personal and professional lives. Coupling teachable techniques with forgiveness theory, this certified Radical Forgiveness© Master coach creates an environment which allows clients to release anger, shame, and guilt. The result? An opportunity to live with joy in the present and the future.

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The courage to be authentic

The courage to be authentic

What could be riskier than diving out of an airplane or climbing a glacier-covered peak or accelerating a race car into a curve at the Indy 500?

For one person it might be quitting a secure, well-paying job to go back to school. For another, it could be deciding to leave a marriage after 18 years or reporting that the company they work for is endangering the environment or people’s lives.
Though it may not appear so at first glance, psychological risks that summon us to put our personal values and beliefs on the line may ultimately feel more dangerous than those of physical derring-do. Yet these are the challenges that we are asked to face time and again if we are to continue to grow as individuals. Each time we take a risk that contributes to our personal growth or enhances our self-esteem or enriches our lives, we make the choice to stretch ourselves, knowing there are no guarantees and chancing possible failure.

Growth-producing risks generally fall into three categories.

Self-Improvement Risks
These are the risks you take when you want to get ahead, learn something new or make a distant dream a reality. You take on the venture with hopes of enriching your life. Maybe you want to change careers, or take singing lessons, or learn to speak French. On one side of the risk is the person you are and, on the other, the person you want to become.

Commitment Risks
All commitment risks have emotional stakes whether you pledge yourself to a person or a relationship or to a cause, a career, or a value. As you have probably read many times, if you avoid making emotional commitments, you all but guarantee that your emotional growth will be stunted.

Self-Disclosure Risks
Communication risks fall into the category of self-disclosure. Anytime you tell someone how you really feel you’re taking the chance of self-disclosure. When you open up to others and reveal who you really are, how you feel and what you want and need, you make yourself vulnerable. It is impossible to be assertive without doing so.

All risks carry with them the possibility of failure. Often significant sacrifices must be made before any real benefits are realized. Routines may have to change; the familiar may have to be released. You may face the feelings of rejection. In the case of commitment to a value, personal safety may be in danger. Consider those who stand up for what they believe in or put their own health and well-being on the line in the name of a cause. Challenging yourself is often the key to personal growth and development.

Are you a risk-taker? Ask yourself the following questions:

Does every decision involve endless debates with yourself?
Do you accept less than what you should because you’re afraid to speak up?
Do you have difficulty making emotional commitments to others?
Do you make up excuses that stop you from taking advantage of opportunities for self-improvement?
Does fear of disapproval keep you from doing what you’d really like to do?

A “yes” answer to these questions indicates a reluctance to take risks, which may mean you tend to play it safe and reject change.
Consider this: to fulfill your potential, to discover your real self and live an authentic life, you must take risks. And while security may appear to be the absence of change, the only genuine security lies in taking risks. And it is a risk really worth taking. There’s nothing more heart opening and exhilarating than living life your way.

Getting curious is a wonderful way to discover new ways of being.

about

Brenda Reiss

The author of “Forgive Yourself”, Brenda Reiss truly walks her talk. She discovered the power of self-forgiveness when a series of life events put her in a very dark place. Failed marriages, abuse, and severe health issues were just a few of the challenges she faced.

Determined to rewrite her story, Brenda sought answers – and found them in the concept of “radical forgiveness”.

What she learned changed her life forever.

Brenda is highly skilled at helping people find peace in their personal and professional lives. Coupling teachable techniques with forgiveness theory, this certified Radical Forgiveness© Master coach creates an environment which allows clients to release anger, shame, and guilt. The result? An opportunity to live with joy in the present and the future.

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